Empowering Your Financial Future
Home Loans, Investment Loans, Business Finance Make An AppointmentAbout UsOur Services
We provide tailored lending solutions for home buyers, investors, and businesses — backed by 40+ lenders and expert guidance.
Full Doc
SMSF
Alt Doc
Expat
Construction
Purchase
Rural
Refinance
Frequently Asked Questions
How long does loan approval take?
Typically 3–7 business days, depending on your lender and documentation.
What documents do I need to apply?
Generally ID, payslips or income statements, bank statements, and details of your assets and liabilities.
Do you charge any broker fees?
In most cases, our service is free to you — we’re paid by the lender.
Can I apply if I’m self-employed?
Yes. We work with lenders who accept self-employed income, even with low-doc options.
What’s the difference between fixed and variable rates?
Fixed rates stay the same during the fixed term. Variable rates may change based on market conditions.
When should I consider refinancing?
If your rate hasn’t been reviewed in 12–18 months, or your financial goals have changed, it’s worth reviewing.
About Us
Seal funds
Seal Funds was founded by a team of finance professionals with one goal: to make lending simpler, more transparent, and more effective. Based in Sydney, we serve clients nationwide, with services tailored to your life goals.
